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Pay Terms
Preview personalized pay terms for a creditor account. The response shows estimated settlement, discount, and a recommended payment plan.
GET
/v1/pay-terms/preview?account_balance=8420
Returns a pay terms preview
Query parameters
1 parameter
15% discount · 10 payments · $715.70 per month · first payment within 30 days
Response example
200 OK
{"account_balance": 8420,"pay_plan_discount_percent": 15,"plan_balance": 7157.00,"monthly_payment": 715.70,"currency": "USD","term_months": 10,"first_payment_within_days": 30,"payments": 10,"status": "eligible"}
| Field | Description | Example |
|---|---|---|
| account_balance | Original account balance | $8,420.00 |
| pay_plan_discount_percent | Discount applied for pay plan | 15% |
| plan_balance | Balance after discount | $7,157.00 |
| monthly_payment | Suggested monthly payment | $715.70/mo |
| first_payment_within_days | First payment due within | 30 days |
| payments | Total number of payments | 10 |